Direct answer
What should I know about About Us?
About Us is about understanding where coverage, exclusions, deductibles, limits and carrier rules can affect a household, property owner or business. The right answer usually depends on the property, assets, use case, claims history, risk tolerance and how the policy is written.
Key points before you decide
- Review what is covered, what is excluded and which deductibles apply before comparing only on premium.
- Look at the real exposure: property value, liability risk, occupancy, vehicles, recreational assets, rental use or business activity.
- Ask an independent agency to compare options so coverage gaps are easier to spot before a claim happens.
About Henson Agency
Henson Insurance Agency was founded in 2006 as a natural extension of our work in home financing. After opening 360 Mortgage in 2004, we saw firsthand how often homeowners and business owners were underserved when it came to properly protecting the assets they worked so hard to build. Creating an insurance agency allowed us to better support our clients throughout the entire homeownership journey.
Based in the Kansas City metro area, Henson Agency serves clients throughout Missouri and Kansas with a full range of personal and commercial insurance solutions, including home, auto, umbrella, life, landlord, and business insurance. As a Farmers Insurance Group captive agency, we are able to offer Farmers products while also accessing additional carriers when needed to help place coverage that fits a client’s specific situation.
Over the years, we’ve built a dedicated team of licensed insurance professionals focused on service, responsiveness, and long term relationships. Part of that process includes helping clients understand coverage structure, avoid unnecessary overlap, and identify potential savings opportunities when they exist.
Many Kansas City area clients are surprised to learn how discounts work across policies and carriers. We’ve outlined common savings considerations in our guide to insurance discounts for Missouri and Kansas City for those who want a clearer understanding.
Our goal has always been simple: help Kansas City area clients make informed insurance decisions and be there when it matters most. We look forward to continuing to serve our community and earning the opportunity to protect what’s important to you.
Frequently asked questions
What should I know about About Us?
About Us should be reviewed in the context of your actual risk, not only the lowest premium. Policy language, endorsements and carrier appetite can change the practical answer.
How can I avoid coverage gaps?
Share accurate property, vehicle, business or rental details with your agent, review exclusions and ask how deductibles and limits would apply in a realistic claim.
When should I request a review?
Request a review before renewals, after major purchases, after property changes, when adding rentals or vehicles, or any time your financial exposure changes.
Talk With a Local Insurance Agent
Henson Agency serves Missouri and Kansas clients from Liberty, Missouri and helps compare home, auto, renters, landlord, RV, boat, umbrella, and business coverage.
Missouri and Kansas Insurance Agent
Work With Tracy Fitch
Missouri and Kansas clients can work with Tracy Fitch, a property and casualty licensed insurance agent with more than a decade of insurance experience. Tracy helps clients review coverage, compare options, request policy changes, and understand next steps for home, auto, landlord, umbrella, renters, boat, RV, and business insurance.
Office: 212 W Mill St, Liberty, MO 64068
Email tfitch@hensonagency.com or call 816-479-4189.