Key points before you decide
- Review what is covered, what is excluded and which deductibles apply before comparing only on premium.
- Look at the real exposure: property value, liability risk, occupancy, vehicles, recreational assets, rental use or business activity.
- Ask an independent agency to compare options so coverage gaps are easier to spot before a claim happens.
After jumping through a lot of hoops trying to get competitive rates at other insurance agencies I decided to give the Erich Henson Farmers insurance group a chance. I was amazed with the rates I was able to get. His staff was very helpful and knowledgeable and was able to answer all my questions. I could tell with the answers I got that they were all very knowledgeable. The personal attention Erich and his staff gave me was exactly what I was looking for and of course the good rates was the big bonus. I’ll be definitely recommending all my friends and family! – James Chau
Our household has been doing business with Erich since he came to Liberty, Mo we have always had an amazing customer service. We feel that we are taken car of in so many ways. Almost all of our family in Mo love using Erich’s office for all of their needs as well. –Sabin Parsi
Erich and Tracy are both great people. They’re reliable and trustworthy. they’ve earned my business! -Joshua Blanch
Erich is a great agent always ready to answer your questions. He is always ready to go the extra mile to get my questions resolved. He has a very courteous staff answering the phones that is very helpful. Erich is always looking out for his customers making sure they have the right coverage and explains it so you can understand what your policy will do for you. -Kelly Massey
He is the awesome man and great service in Missouri – Khusnandan Thakur
Erich Henson is a great insurance agent.. He worked hard to make sure that I had the best coverage and tailored the payment schedule to best fit my needs. He has always been easy to get a hold of to answer all of my little questions about insurance coverage. I highly recommend Erich Henson and Farmers Insurance to anyone!! -Jodi Pedersen
Frequently asked questions
What should I know about Testimonials?
Testimonials should be reviewed in the context of your actual risk, not only the lowest premium. Policy language, endorsements and carrier appetite can change the practical answer.
How can I avoid coverage gaps?
Share accurate property, vehicle, business or rental details with your agent, review exclusions and ask how deductibles and limits would apply in a realistic claim.
When should I request a review?
Request a review before renewals, after major purchases, after property changes, when adding rentals or vehicles, or any time your financial exposure changes.